mortgage rates your bank can’t beat!

Purchases | Refinances | Renewals | Debt Consolidation | Private Financing
• home purchase
A Wide Variety of Mortgage & Financing Solutions

I know that different people need different things in a mortgage. I offer homebuyers access to rate information and mortgage options from a wide range of lenders, including most of the major banks, credit unions and other lending institutions. I have an outstanding range of mortgages and lenders available to help you build a mortgage blueprint that fits your financial future.

Finding the Best Mortgage at the Best Rate

With the wide assortment of options and features available today for a mortgage, shopping around takes a lot of time and effort. The mortgage process can be intimidating to many Canadian homebuyers so it’s wise to begin with some advice from a professional. Simply talking with a Mortgage Professional can help you understand how much mortgage you can manage and allow you to explore both traditional and innovative mortgage options. Finding the right mortgage for you is my business. I know which lenders have the best rates and I can negotiate with multiple lenders at one time. What’s more, I know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and I do all the paperwork. Plus, I am compensated by lenders, and in most cases I can offer my services free of charge to my clients. As a Mortgage Professional I have access to the latest information from over 40 mortgage lending institutions and the negotiating power to get the best mortgage available to you. Whether you’re a first-time homebuyer or an experienced homebuyer, finding a great mortgage is often stressful and time-consuming. I will do the work for you to find the best mortgage at the best rate.

• mortgage renewal
Coming up to Renewal Time?

Congratulations on your maturing mortgage! Now is a great time to look at the many innovative options and competitive rates available. The mortgage environment is always changing - if you’re in the last year of your mortgage, it's not too early to talk to a Mortgage Professional about what the next few months will bring.

When a term is coming to a close, most banks will send a mortgage renewal notice in the mail usually one to two months prior to the term expiration. Unfortunately, the banks only tend to offer you their posted rate with very little or no discount and only have one financial product to sell: their own. Almost 60 percent of people renewing their mortgage, sign this renewal without researching what the competition has to offer. Instead, I am here to offer you advice so you can take advantage of the competitive mortgage market.

Finding the Best Renewal Rate for Your Mortgage

With the wide assortment of options and features available today for a mortgage renewal, shopping around takes significant time and effort. The mortgage process can be intimidating to many Canadian homebuyers and it’s wise to begin with some advice from a professional.

Finding the right mortgage for you is our business. I know which lenders have the best rates and I can negotiate with multiple lenders at one time. What’s more, I know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and I do all the paperwork.

Plus, I am compensated by lenders, and in most cases I can offer my services free of charge to my clients.

Many Satisfied Clients

I have been delivering the best rate to many satisfied clients. I have no commitment to any one lender or product; I recommend what is in the best interest for my clients. I rely on referrals and your repeat business so I really do have a vested interest in satisfying your needs. I have access to the latest information from over 40 mortgage lending institutions. Whether you’re a first-time homebuyer or an experienced homebuyer, finding a great mortgage is often stressful and time-consuming. I will do the work for you to find the best mortgage at the best rate.

• refinancing / debt consolidation
There's Good Debt and Bad Debt

Mortgages generally qualify as good debt; they are usually available at the lowest possible rates, represent a good investment in a (generally) appreciating asset, and make home ownership possible. Bad debt saddles you with high interest rates - often on depreciating assets. High credit card debt is one of the worst kinds of debt and afflicts most Canadians at some point in their lives. But if you have equity in your home, then you have an opportunity to turn bad debt to good debt - by refinancing and rolling high-interest debt into your mortgage for big interest savings. I can talk to you about refinancing at any time.

Manage all of Your Debts

Often a new mortgage may be the best way to manage all of your debts. Moving your high-interest debt into a lower-rate mortgage is a great way to save on your overall interest costs, improve your cash flow, and begin the process of improving your credit rating. It’s great news that the right mortgage can help establish your reputation for credit-worthiness.

Finding the Best Mortgage at the Best Rate

With the wide assortment of options and features available today for mortgage refinancing or debt consolidation shopping around takes a lot of time and effort. The mortgage process can be intimidating to many Canadian homebuyers so it’s wise to get advice from a Mortgage Professional that will represent you and ensure the mortgage you get is the one best suited to your needs.

Finding the right mortgage refinancing or debt consolidation for you is my business. I know which lenders have the best rates and I can negotiate with multiple lenders at one time. What’s more, I know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and I do all the paperwork.

Plus, I am compensated by lenders, and in most cases I can offer my services free of charge to my clients.

Many Satisfied Clients

I have been delivering the best rate to many satisfied clients. I have no commitment to any one lender or product; I recommend what is in the best interest for my clients. I rely on referrals and your repeat business so I really do have a vested interest in satisfying your needs.

I have access to the latest information from over 40 mortgage lending institutions. Whether you’re a first-time homebuyer or an experienced homebuyer, finding a great mortgage is often stressful and time-consuming. I will do the work for you to find the best mortgage at the best rate.

• tapping into home equity
Sometimes the House of Your Dreams is the one You’re Already Living in

Maybe it just needs some new landscaping, an extra wing for your growing family, an expanded kitchen, or a swimming pool in the backyard. A record number of Canadians have taken advantage of the historic low mortgage rates and rising real estate values and have tapped into their home equity. There’s never been a better time to access the extra funds that can help bring your home to that next level of comfort. Consider accessing the cash you need for the improvements you’ve been dreaming about.

Finding the Best Mortgage at the Best Rate

With the wide assortment of options and features available today for mortgage refinancing or debt consolidation shopping around takes a lot of time and effort. The mortgage process can be intimidating to many Canadian homebuyers so it's wise to get advice from a Mortgage Professional that will represent you and ensure the mortgage you get is the one best suited to your needs.

Find the right mortgage refinancing or debt consolidation for you is my business. I know which lenders have the best rates and I can negotiate with multiple lenders at one time. What's more, I know the system and have the industry knowledge required to present a proposal for financing to lenders to successfully obtain mortgage financing, and I do all the paperwork.

Plus, I am compensated by lenders, and in most cases I can offer my services free of charge to my clients.

Many Satisfied Clients

I have been delivering the best rate to many satisfied clients. I have no commitment to any one lender or product; I recommend what is in the best interest for my clients. I rely on referrals and your repeat business so I really do have a vested interest in satisfying your needs.

I have access to the latest information from over 40 mortgage lending institutions. Whether you’re a first-time homebuyer or an experienced homebuyer, finding a great mortgage is often stressful and time-consuming. I will do the work for you to find the best mortgage at the best rate.

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